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Buyer Guide

Make smarter property decisions in Dubai with expert guidance, real market insights, and strategic home-matching.

BUY WITH HOUZZHUNT : YOUR STRATEGIC PARTNER IN DUBAI REAL ESTATE

Whether you’re entering Dubai’s luxury market or expanding your portfolio, houzzhunt ensures every move is strategic, sophisticated, and personally guided.

Looking to buy in Dubai? We don’t just show you listings—we help you make sense of the entire buying process. Whether you're new to the city, exploring as a foreign investor, or upgrading your current home, things can get complicated fast. That’s where houzzhunt steps in. Our 10-step guide is designed to walk you through every stage, from planning your budget to getting the keys. We break down the technical bits, flag hidden costs, and make sure you’re always one step ahead. At houzzhunt, it’s not just about closing deals. We care about helping you make informed decisions that match your financial goals. You’ll get honest advice, local expertise, and a clear path forward every time.

Strategic Buying. Prime Dubai Living.

Buying in Dubai isn’t about browsing listings. It’s about knowing where the smart money is headed and getting there first. At houzzhunt, we curate access to the city’s most coveted addresses, from beachfront penthouses to off-plan icons with high ROI potential. Every search is private, personalized, and powered by insight, not guesswork. This is how the right homes find the right buyers in Dubai. We don’t just show properties,we decode value. With deep market intel and on-ground expertise, we help you move fast, negotiate right, and invest with clarity, confidence, and long-term upside. Every decision is backed by strategy, every step built around you.

Residential Services
Residential Services

Smart Moves. Sharp Guidance.

In Dubai’s fast-moving real estate market, the right agent doesn’t just open doors—they open opportunities that match your vision, timing, and long-term goals. At houzzunt, we don’t push properties or rely on generic pitches. We take the time to understand people what they value, what they’re building toward, and what truly matters in their next move.Our advisors listen before they lead. Every recommendation is backed by clarity, discretion, and deep-rooted local expertise that cuts through noise and focuses on what works for you. We’re not here to rush decisions. We’re here to refine them.From the moment you start browsing to the final signatures on your paperwork, we align every step of the process with your intent whether that means

Your step-by-step guide
to Buying Property in Dubai

Set Your Budget & Choose Location

Clarify your budget early, accounting for 4% DLD fee, 2% agency fee, and mortgage charges. Focus on freehold areas open to foreign buyers.

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Get Pre-Approved for a Mortgage

Before viewing properties, secure mortgage pre-approval. Expect 20% down payment under AED 5M, and 30% above. A good advisor ensures favorable terms and guidance.

Work With a RERA-Certified Advisor

Only deal with RERA-certified brokers. Request their BRN, verify via DLD tools, and ensure full transparency. Your agent should act in your best interest.

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Make an Offer with Confidence

When ready, move fast. With mortgage pre-approval and deposit ready, your offer holds weight. A solid advisor helps negotiate terms and strengthen your position.

Sign MoU & Submit Deposit

Sign Form F (MoU), issue a 10% current-dated cheque to seller and a commission cheque. Includes a 14-day cooling-off period for added security.

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Hire a Professional Conveyancer

A conveyancer manages paperwork, verifies ownership, checks for liabilities, and protects your interests throughout the transaction—ensuring nothing falls through the cracks.

Secure Developer’s NOC

Seller obtains No Objection Certificate from the developer, confirming no outstanding service charges and clearing the path for final ownership transfer at DLD.

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Block the Property (If Mortgage Exists)

Seller gets liability letter from their bank. You submit four manager’s cheques—for mortgage clearance, property price, DLD fee, and agency commission.

Transfer Ownership at DLD

On transfer day, buyer, seller, agent, and conveyancer meet. Manager’s cheques are exchanged, ownership is registered, and you receive keys and title deed.

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Set Up Utilities & Move In

Transfer utilities (DEWA, cooling, gas, etc.) into your name. Once done, move in or rent out your new property and start enjoying returns.

Frequently Asked Questions

Explore insights and guidance for navigating Dubai’s
premium property market with clarity and confidence.

Both have their advantages. Off-plan offers lower entry prices and flexible payment plans, while ready properties let you move in or rent out immediately. The right choice depends on your goals—short-term use or long-term capital growth.

Freehold gives you full ownership of the property and land. Leasehold allows you to own the property for a set period (usually 99 years), but not the land. In Dubai, most expats prefer freehold in designated zones.

Typically, 2 to 6 weeks. This includes property selection, due diligence, signing the sales agreement, arranging financing (if needed), and title transfer at the Dubai Land Department.

Yes. Many UAE banks offer mortgage solutions to residents and non-residents alike, provided you meet the income and eligibility criteria. Approvals are usually quick with proper documentation.

You’ll need to account for the DLD fee (4%), agency fee (2%), mortgage registration (if applicable), trustee office charges, and NOC fee from the developer. Always budget an extra 6–7% of the property value.

Just a valid passport if you’re buying in cash. For financed purchases, banks will also need salary slips, bank statements, and other KYC documents.
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